Credit Cards · Erie, Pennsylvania
5 credit unions in Erie report credit card APRs to the NCUA. Rates range from 8.90% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.90%
Lowest Card APR
9.98%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | ERIE ★ 3.4 · 60 reviews | 8.90% | 12.00% |
| 2 | TENDTO ★ 2.8 · 90 reviews | 8.99% | 8.72% |
| 3 | WIDGET ★ 4.3 · 92 reviews | 10.00% | 8.99% |
| 4 | AMERICO ★ 2.9 · 11 reviews | 10.00% | 10.00% |
| 5 | TRI STATE RAIL ★ 3.8 · 5 reviews | 12.00% | 8.90% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Erie could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Erie credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.