Credit Cards · Lehigh Valley, Pennsylvania
2 credit unions in Lehigh Valley report credit card APRs to the NCUA. Rates range from 10.49% to 11.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.49%
Lowest Card APR
11.20%
City Average APR
2 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | FIRST COMMONWEALTH ★ 4.0 · 222 reviews | 10.49% | 10.49% |
| 2 | APCI ★ 4.0 · 22 reviews | 11.90% | 9.75% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lehigh Valley could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Lehigh Valley credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.