Credit Cards · New Castle, Pennsylvania

Best Credit Union Credit Card Rates in New Castle, Pennsylvania

3 credit unions in New Castle report credit card APRs to the NCUA. Rates range from 8.90% to 15.50%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.90%

Lowest Card APR

12.43%

City Average APR

Credit Card APRs — New Castle, Pennsylvania

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	GNC COMMUNITY ★ 3.2 · 44 reviews	8.90%	8.25%
2	FIRST CHOICE ★ 4.1 · 22 reviews	12.90%	10.24%
3	NEW CASTLE BELLCO ★ 4.6 · 11 reviews	15.50%	11.99%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in New Castle could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most New Castle credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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