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Credit Cards · New Kensington, Pennsylvania

Best Credit Union Credit Card Rates in New Kensington, Pennsylvania

2 credit unions in New Kensington report credit card APRs to the NCUA. Rates range from 11.90% to 12.00%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

11.90%

Lowest Card APR

11.95%

City Average APR

Credit Card APRs — New Kensington, Pennsylvania

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1ALLEG-KISKI POSTAL

★ 4.0 · 12 reviews

11.90%11.93%
2WESTERN PA

★ 4.1 · 7 reviews

12.00%8.35%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in New Kensington could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most New Kensington credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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