Credit Cards · Pittsburgh, Pennsylvania

Best Credit Union Credit Card Rates in Pittsburgh, Pennsylvania

12 credit unions in Pittsburgh report credit card APRs to the NCUA. Rates range from 8.50% to 19.99%.

Updated Q1 2026 · NCUA Call Report data

12

CUs Reporting Rates

8.50%

Lowest Card APR

12.13%

City Average APR

Credit Card APRs — Pittsburgh, Pennsylvania

12 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1CENTURY HERITAGE

★ 2.9 · 50 reviews

8.50%8.75%
2SMMH

★ 3.5 · 16 reviews

8.90%8.99%
3GREATER PITTSBURGH POLICE

★ 4.1 · 25 reviews

9.03%10.26%
4GREATER PITTSBURGH

★ 3.5 · 16 reviews

9.99%12.30%
5VA PITTSBURGH EMPLOYEES

★ 3.3 · 12 reviews

9.99%11.38%
6PITTSBURGH CITY HALL EMPLOYEES

★ 4.2 · 10 reviews

10.90%11.49%
7ALLEGHENY VALLEY

★ 2.6 · 69 reviews

12.99%10.25%
8IRON WORKERS

★ 4.0 · 2 reviews

12.99%10.22%
9POST GAZETTE

★ 5.0 · 1 reviews

12.99%13.53%
10ALLEGENT COMMUNITY

★ 2.6 · 69 reviews

13.49%11.33%
11PITTSBURGH

★ 3.5 · 16 reviews

15.75%11.08%
12PITTSBURGH FIREFIGHTERS'

★ 4.3 · 8 reviews

19.99%10.95%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Pittsburgh could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Pittsburgh credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Pittsburgh

See member reviews, branch locations, and full rate details.