Credit Cards ยท Pottsville, Pennsylvania

Best Credit Union Credit Card Rates in Pottsville, Pennsylvania

2 credit unions in Pottsville report credit card APRs to the NCUA. Rates range from 11.99% to 18.00%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

11.99%

Lowest Card APR

15.00%

City Average APR

Credit Card APRs โ€” Pottsville, Pennsylvania

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1HIDDEN RIVER

โ˜… 3.9 ยท 53 reviews

11.99%9.99%
2CACL

โ˜… 3.7 ยท 128 reviews

18.00%13.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Pottsville could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Pottsville credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Pottsville

See member reviews, branch locations, and full rate details.