Credit Cards · Sayre, Pennsylvania

Best Credit Union Credit Card Rates in Sayre, Pennsylvania

2 credit unions in Sayre report credit card APRs to the NCUA. Rates range from 10.60% to 12.74%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

10.60%

Lowest Card APR

11.67%

City Average APR

Credit Card APRs — Sayre, Pennsylvania

2 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	INGERSOLL-RAND ★ 4.2 · 25 reviews	10.60%	8.60%
2	GUTHRIE COMMUNITY ★ 4.5 · 105 reviews	12.74%	12.13%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Sayre could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Sayre credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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