Credit Cards · Alexandria, Virginia

Best Credit Union Credit Card Rates in Alexandria, Virginia

8 credit unions in Alexandria report credit card APRs to the NCUA. Rates range from 9.90% to 14.99%.

Updated Q1 2026 · NCUA Call Report data

8

CUs Reporting Rates

9.90%

Lowest Card APR

12.11%

City Average APR

Credit Card APRs — Alexandria, Virginia

8 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1TRANSPORTATION

★ 4.5 · 83 reviews

9.90%15.90%
2INFIRST

★ 4.0 · 27 reviews

10.55%9.42%
3STATE DEPARTMENT

★ 2.2 · 226 reviews

11.49%9.49%
4COMMONWEALTH ONE

★ 3.5 · 70 reviews

11.49%12.75%
5UNITED STATES SENATE

★ 3.1 · 15 reviews

11.75%8.24%
6SIGNATURE

★ 4.2 · 307 reviews

13.25%11.60%
7DEMOCRACY

★ 2.8 · 21 reviews

13.44%9.78%
8PATENT AND TRADEMARK OFFICE

★ 4.4 · 8 reviews

14.99%12.37%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Alexandria could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Alexandria credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Alexandria

See member reviews, branch locations, and full rate details.