Credit Cards ยท Chantilly, Virginia

Best Credit Union Credit Card Rates in Chantilly, Virginia

1 credit union in Chantilly report credit card APRs to the NCUA. Lowest rate: 11.90%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

11.90%

Lowest Card APR

11.90%

City Average APR

Credit Card APRs โ€” Chantilly, Virginia

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1JUSTICE

โ˜… 3.4 ยท 60 reviews

11.90%7.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Chantilly could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Chantilly credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Chantilly

See member reviews, branch locations, and full rate details.