Credit Cards · Newport News, Virginia
5 credit unions in Newport News report credit card APRs to the NCUA. Rates range from 7.49% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
7.49%
Lowest Card APR
12.04%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | NEWPORT NEWS MUN. EMP CREDIT UNION ★ 4.7 · 18 reviews | 7.49% | 17.00% |
| 2 | 1ST ADVANTAGE ★ 4.4 · 190 reviews | 11.25% | 17.95% |
| 3 | BAYPORT | 11.49% | 13.87% |
| 4 | VIRGINIA EDUCATORS CREDIT UNION ★ 2.6 · 49 reviews | 11.99% | 9.49% |
| 5 | LANGLEY ★ 3.9 · 128 reviews | 18.00% | 18.00% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Newport News could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Newport News credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.