M

Credit Cards · North Chesterfi, Virginia

Best Credit Union Credit Card Rates in North Chesterfi, Virginia

2 credit unions in North Chesterfi report credit card APRs to the NCUA. Rates range from 11.00% to 14.40%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

11.00%

Lowest Card APR

12.70%

City Average APR

Credit Card APRs — North Chesterfi, Virginia

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1VIRGINIA UNITED METHODIST

★ 4.3 · 6 reviews

11.00%11.49%
2DOMINION ENERGY CREDIT UNION

★ 3.6 · 34 reviews

14.40%13.50%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in North Chesterfi could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most North Chesterfi credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in North Chesterfi

Best Car Loan Rates →Best Personal Loan Rates →All of Virginia →

Browse All Credit Unions in North Chesterfi

See member reviews, branch locations, and full rate details.

Credit Unions in North Chesterfi →All of Virginia →