Personal Loans · Concord, California
4 credit unions in Concord report personal loan rates to the NCUA. Rates range from 4.66% to 10.99%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.66%
Lowest Rate
8.70%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | DIABLO VALLEY ★ 4.0 · 26 reviews | 4.66% | 10.29% |
| 2 | CHEVRON ★ 3.1 · 7 reviews | 9.39% | — |
| 3 | PACIFIC SERVICE ★ 4.5 · 119 reviews | 9.74% | 10.75% |
| 4 | UNITED ASSOCIATION | 10.99% | — |
If you have high-rate credit card balances, a personal loan from a Concord credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.