Personal Loans · Eureka, California
2 credit unions in Eureka report personal loan rates to the NCUA. Rates range from 10.23% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.23%
Lowest Rate
11.12%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COMPASS COMMUNITY ★ 3.8 · 28 reviews | 10.23% | 10.99% |
| 2 | COAST CENTRAL ★ 3.8 · 63 reviews | 12.00% | 15.70% |
If you have high-rate credit card balances, a personal loan from a Eureka credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.