Personal Loans · Long Beach, California
6 credit unions in Long Beach report personal loan rates to the NCUA. Rates range from 8.75% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
8.75%
Lowest Rate
12.49%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VA DESERT PACIFIC ★ 4.1 · 19 reviews | 8.75% | 10.40% |
| 2 | LONG BEACH FIREMEN S ★ 5.0 · 7 reviews | 10.50% | 9.95% |
| 3 | I.L.W.U. ★ 5.0 · 11 reviews | 10.74% | 11.45% |
| 4 | POSTCITY FINANCIAL ★ 3.8 · 54 reviews | 13.99% | 12.99% |
| 5 | LBS FINANCIAL ★ 4.6 · 227 reviews | 14.93% | 13.19% |
| 6 | CALCOM ★ 3.5 · 8 reviews | 16.00% | 15.00% |
If you have high-rate credit card balances, a personal loan from a Long Beach credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.