Personal Loans · Los Angeles, California
13 credit unions in Los Angeles report personal loan rates to the NCUA. Rates range from 8.50% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
13
CUs Reporting Rates
8.50%
Lowest Rate
12.47%
City Average Rate
13 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MARYKNOLL OF L A ★ 3.8 · 40 reviews | 8.50% | — |
| 2 | JACOM ★ 2.9 · 53 reviews | 10.00% | 12.60% |
| 3 | WATER AND POWER COMMUNITY ★ 3.6 · 62 reviews | 10.49% | — |
| 4 | EPISCOPAL COMMUNITY ★ 4.5 · 4 reviews | 10.50% | — |
| 5 | FIREFIGHTERS FIRST ★ 3.6 · 20 reviews | 10.74% | 9.99% |
| 6 | USC ★ 4.2 · 209 reviews | 11.35% | 13.55% |
| 7 | CAL STATE L.A. ★ 4.3 · 41 reviews | 11.46% | 13.33% |
| 8 | AEROSPACE ★ 4.2 · 43 reviews | 12.00% | 12.90% |
| 9 | HANIN ★ 2.2 · 17 reviews | 12.50% | 9.80% |
| 10 | L.A. HEALTHCARE ★ 4.3 · 6 reviews | 14.44% | 12.68% |
| 11 | POLAM ★ 4.7 · 18 reviews | 14.70% | 9.98% |
| 12 | FOX ★ 3.7 · 7 reviews | 17.49% | 7.95% |
| 13 | UNIVERSITY ★ 2.9 · 123 reviews | 18.00% | 10.49% |
If you have high-rate credit card balances, a personal loan from a Los Angeles credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.