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Personal Loans · Oceanside, California

Best Credit Union Personal Loan Rates in Oceanside, California

1 credit union in Oceanside report personal loan rates to the NCUA. Lowest rate: 16.99%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

16.99%

Lowest Rate

16.99%

City Average Rate

Personal Loan Rates — Oceanside, California

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1FRONTWAVE

★ 3.4 · 79 reviews

16.99%9.50%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Oceanside

If you have high-rate credit card balances, a personal loan from a Oceanside credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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