Personal Loans · Ontario, California
3 credit unions in Ontario report personal loan rates to the NCUA. Rates range from 10.24% to 11.19%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.24%
Lowest Rate
10.59%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | U.P.S. EMPLOYEES ★ 3.1 · 37 reviews | 10.24% | 10.50% |
| 2 | VIDA ★ 3.6 · 31 reviews | 10.33% | 8.31% |
| 3 | ONTARIO PUBLIC EMPLOYEES ★ 4.6 · 9 reviews | 11.19% | 8.95% |
If you have high-rate credit card balances, a personal loan from a Ontario credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.