Personal Loans · Torrance, California
4 credit unions in Torrance report personal loan rates to the NCUA. Rates range from 11.49% to 14.45%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.49%
Lowest Rate
12.49%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PARISHIONERS ★ 4.2 · 15 reviews | 11.49% | — |
| 2 | TORRANCE COMMUNITY ★ 4.3 · 38 reviews | 11.50% | 11.90% |
| 3 | SCHOOLS ★ 3.8 · 43 reviews | 12.53% | 10.50% |
| 4 | HONDA ★ 5.0 · 2 reviews | 14.45% | 9.97% |
If you have high-rate credit card balances, a personal loan from a Torrance credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.