Personal Loans · Valencia, California
2 credit unions in Valencia report personal loan rates to the NCUA. Rates range from 16.99% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
16.99%
Lowest Rate
17.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LOGIX ★ 3.8 · 25 reviews | 16.99% | 16.24% |
| 2 | SUNKIST EMPLOYEES ★ 4.4 · 29 reviews | 18.00% | — |
If you have high-rate credit card balances, a personal loan from a Valencia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.