Personal Loans · Ventura, California
2 credit unions in Ventura report personal loan rates to the NCUA. Rates range from 10.70% to 11.52%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.70%
Lowest Rate
11.11%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VENTURA COUNTY ★ 2.8 · 112 reviews | 10.70% | 13.80% |
| 2 | COUNTY SCHOOLS ★ 3.7 · 28 reviews | 11.52% | — |
If you have high-rate credit card balances, a personal loan from a Ventura credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.