Personal Loans · Carbondale, Illinois
2 credit unions in Carbondale report personal loan rates to the NCUA. Rates range from 9.50% to 10.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.50%
Lowest Rate
10.25%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CARBONDALE HIGHWAY ★ 4.5 · 2 reviews | 9.50% | 11.90% |
| 2 | SIU ★ 4.0 · 94 reviews | 10.99% | 9.99% |
If you have high-rate credit card balances, a personal loan from a Carbondale credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.