Personal Loans · Quincy, Illinois
4 credit unions in Quincy report personal loan rates to the NCUA. Rates range from 9.90% to 22.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.90%
Lowest Rate
13.66%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WESTERN ILLINOIS SCHOOL EMPLOYEES ★ 5.0 · 3 reviews | 9.90% | — |
| 2 | QUINCY POSTAL EMPLOYEES | 9.95% | 9.90% |
| 3 | MEMBERS "FIRST" COMMUNITY ★ 4.3 · 19 reviews | 12.80% | 9.65% |
| 4 | UNITED COMMUNITY ★ 4.1 · 30 reviews | 22.00% | 12.50% |
If you have high-rate credit card balances, a personal loan from a Quincy credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.