Personal Loans · Rock Island, Illinois
2 credit unions in Rock Island report personal loan rates to the NCUA. Lowest rate: 12.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.90%
Lowest Rate
12.90%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | R.I.A. ★ 3.9 · 7 reviews | 12.90% | 12.70% |
| 2 | GAS AND ELECTRIC ★ 4.8 · 128 reviews | 12.90% | 11.75% |
If you have high-rate credit card balances, a personal loan from a Rock Island credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.