Personal Loans · Farmington, Michigan
2 credit unions in Farmington report personal loan rates to the NCUA. Rates range from 11.50% to 12.91%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.50%
Lowest Rate
12.21%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHIROPRACTIC ★ 4.6 · 19 reviews | 11.50% | 13.80% |
| 2 | LOC ★ 4.9 · 773 reviews | 12.91% | 10.99% |
If you have high-rate credit card balances, a personal loan from a Farmington credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.