Personal Loans · Flint, Michigan
2 credit unions in Flint report personal loan rates to the NCUA. Rates range from 10.08% to 13.24%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.08%
Lowest Rate
11.66%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SOVITA ★ 4.2 · 52 reviews | 10.08% | 10.91% |
| 2 | FINANCIAL PLUS ★ 3.9 · 187 reviews | 13.24% | 13.75% |
If you have high-rate credit card balances, a personal loan from a Flint credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.