Personal Loans · Grand Rapids, Michigan
7 credit unions in Grand Rapids report personal loan rates to the NCUA. Rates range from 9.88% to 13.25%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
9.88%
Lowest Rate
11.77%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MEIJER ★ 4.1 · 203 reviews | 9.88% | 10.49% |
| 2 | PREFERRED ★ 4.1 · 122 reviews | 11.25% | 9.99% |
| 3 | ADVENTURE ★ 4.5 · 236 reviews | 11.50% | 10.75% |
| 4 | WMCU ★ 3.7 · 44 reviews | 11.53% | 10.62% |
| 5 | LAKE MICHIGAN ★ 3.4 · 91 reviews | 12.00% | 13.50% |
| 6 | AAC ★ 4.2 · 29 reviews | 12.99% | 9.95% |
| 7 | INTANDEM ★ 3.8 · 47 reviews | 13.25% | 14.00% |
If you have high-rate credit card balances, a personal loan from a Grand Rapids credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.