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Personal Loans · Houghton Lake, Michigan

Best Credit Union Personal Loan Rates in Houghton Lake, Michigan

1 credit union in Houghton Lake report personal loan rates to the NCUA. Lowest rate: 11.99%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

11.99%

Lowest Rate

11.99%

City Average Rate

Personal Loan Rates — Houghton Lake, Michigan

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1NORTH CENTRAL AREA

★ 3.3 · 35 reviews

11.99%10.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Houghton Lake

If you have high-rate credit card balances, a personal loan from a Houghton Lake credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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Best Credit Union Personal Loan Rates in Houghton Lake, Michigan | MyLocalCU