Personal Loans · Jackson, Michigan
4 credit unions in Jackson report personal loan rates to the NCUA. Rates range from 8.50% to 25.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.50%
Lowest Rate
13.75%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | AEROQUIP ★ 4.1 · 20 reviews | 8.50% | 9.80% |
| 2 | SOUTH CENTRAL ★ 3.6 · 38 reviews | 10.49% | 12.99% |
| 3 | AMERICAN 1 ★ 4.8 · 1,110 reviews | 11.00% | 10.00% |
| 4 | TRUE COMMUNITY ★ 4.1 · 306 reviews | 25.00% | 11.99% |
If you have high-rate credit card balances, a personal loan from a Jackson credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.