Personal Loans · Kalamazoo, Michigan
3 credit unions in Kalamazoo report personal loan rates to the NCUA. Rates range from 9.50% to 15.25%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.50%
Lowest Rate
11.53%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ARBOR FINANCIAL ★ 3.9 · 143 reviews | 9.50% | 12.75% |
| 2 | KALSEE ★ 4.2 · 61 reviews | 9.84% | 10.88% |
| 3 | ADVIA ★ 2.8 · 42 reviews | 15.25% | 14.24% |
If you have high-rate credit card balances, a personal loan from a Kalamazoo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.