Personal Loans · Muskegon, Michigan
9 credit unions in Muskegon report personal loan rates to the NCUA. Rates range from 7.99% to 13.49%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
7.99%
Lowest Rate
11.11%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LAKESHORE ★ 5.0 · 16 reviews | 7.99% | 8.90% |
| 2 | WEST MICHIGAN POSTAL SERVICE ★ 5.0 · 5 reviews | 9.80% | 8.00% |
| 3 | PORT CITY ★ 4.3 · 35 reviews | 10.36% | 9.99% |
| 4 | MUSKEGON ST JOSEPH ★ 4.5 · 47 reviews | 11.00% | — |
| 5 | ROUTE 31 ★ 4.7 · 355 reviews | 11.24% | 10.00% |
| 6 | SERVICE 1 ★ 4.2 · 81 reviews | 11.40% | 9.90% |
| 7 | MUSKEGON ★ 4.5 · 47 reviews | 11.84% | 8.00% |
| 8 | BEST FINANCIAL ★ 4.6 · 395 reviews | 12.88% | 14.26% |
| 9 | MICHIGAN COASTAL ★ 4.0 · 41 reviews | 13.49% | 11.49% |
If you have high-rate credit card balances, a personal loan from a Muskegon credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.