Personal Loans · Saginaw, Michigan
7 credit unions in Saginaw report personal loan rates to the NCUA. Rates range from 10.99% to 22.00%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
10.99%
Lowest Rate
14.02%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WILDFIRE ★ 4.5 · 149 reviews | 10.99% | 8.90% |
| 2 | HEALTH ADVANTAGE ★ 4.5 · 163 reviews | 10.99% | 10.90% |
| 3 | LAKE HURON ★ 4.5 · 37 reviews | 12.30% | 11.96% |
| 4 | JOLT ★ 4.1 · 132 reviews | 12.40% | 10.03% |
| 5 | FAMILY FIRST ★ 4.0 · 51 reviews | 14.57% | 8.99% |
| 6 | TEAM ONE ★ 4.6 · 204 reviews | 14.90% | 10.90% |
| 7 | UNITED FINANCIAL ★ 4.5 · 74 reviews | 22.00% | 11.75% |
If you have high-rate credit card balances, a personal loan from a Saginaw credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.