Personal Loans · St Joseph, Michigan
1 credit union in St Joseph report personal loan rates to the NCUA. Lowest rate: 16.63%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
16.63%
Lowest Rate
16.63%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UNITED ★ 4.1 · 117 reviews | 16.63% | 16.75% |
If you have high-rate credit card balances, a personal loan from a St Joseph credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.