Personal Loans · Traverse City, Michigan
4 credit unions in Traverse City report personal loan rates to the NCUA. Rates range from 9.79% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.79%
Lowest Rate
11.30%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | 4FRONT ★ 3.0 · 30 reviews | 9.79% | — |
| 2 | TBA ★ 4.5 · 98 reviews | 11.56% | 12.79% |
| 3 | NORTHWEST CONSUMERS ★ 4.3 · 44 reviews | 11.85% | 9.99% |
| 4 | TRAVERSE CATHOLIC ★ 3.8 · 19 reviews | 12.00% | 9.65% |
If you have high-rate credit card balances, a personal loan from a Traverse City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.